Capital to grow your trucking fleet — Fleet Cash Flow
Connect with partner lenders specializing in semi-truck equipment financing and working capital for US fleet operators.
Soft credit check takes two minutes and does not affect your score.
- Load board
- IFTA reporting
- Detention pay
- Deadhead
- ELD compliance
- Factoring rate
- Tractor-trailer
- Owner-operator
Commercial fleet vehicle and equipment financing for trucking companies
Financing options matched to your situation, in one place.
- Purchase Heavy-duty equipment loans Secure fixed-rate financing for new or used semi-trucks and trailers.
- Lease Fleet vehicle leasing Conserve cash with lower payments and flexible terms for modern fleets.
- Capital Working capital loans Bridge the gap between freight delivery and payment with quick liquidity.
- Refinance Tractor-trailer refinancing Lower your monthly obligations by refinancing existing high-rate equipment debt.
- $50K–$5M Available funding amounts
- 24–48 hours Typical approval timeline
- 1 soft pull Impact on your credit score
How the money moves.
One soft check to match. One hard pull, and only from the lender you choose. That mechanism is why this is not a broker.
Industry expertise
- We only connect you with lenders who understand the trucking market.
- Lenders evaluate freight history rather than just personal credit.
Transparent terms
- No hidden fees or unexpected balloon payments on your loan agreements.
- Receive clear amortization schedules before signing any legal documents.
Fast execution
- Get approval decisions within two business days to keep trucks moving.
- Direct communication with underwriters who know how to value equipment.
Why the usual lenders say no.
Your revenue is real. The problem is the form. Here is why traditional underwriting turns away healthy operators in this space, and what we do differently.
Low personal credit score
Traditional banks automatically reject applicants with scores below 650.
Start-up business status
Commercial lenders view new trucking companies as high-risk assets.
Limited financial reporting
Major institutions require three years of audited tax returns.
What a funded request actually looks like.
Composite illustrative scenarios, not specific borrowers. Each is built from the kinds of requests this niche routinely sees.
Regional fleet manager
Purchasing five used refrigerated trailers to expand food transport capacity.
Owner-operator
Emergency engine overhaul and immediate transmission repairs.
Small trucking firm
Refinancing a fleet of 15 heavy-duty trucks to lower interest payments.
Freight startup
Leasing a late-model sleeper cab for expedited regional hauling.
Keep your fleet protected on the road
Financing is only part of the equation. We help connect you with insurance partners experienced in cargo, liability, and physical damage policies for trucking operations.